b'Are You Ready to Buy?House-hunting doesnt start when you begin touring houses. There is a lot of preparation that should be done before you even pick up the phone to call an agent. Not only should youthink about what you have to do, there are also things you should avoid doing in preparation for your purchase if you are getting a mortgage. These can complicate the mortgage approval process and/or affect your credit rating: Dont make anylarge purchases that might affect your credit score or debt-to-income ratio. Dont buy new things for yourfuture home - wait until after you close the sale. Dont apply, co-sign, or add any new credit. Dont close or consolidate any accounts/credit lines without advice from your lender. Dont quit or change jobs. Dont change banks.srqpr.com 8 941-777-0424'